Tailored PPO Tier Options
Private PPO Health Plans for Teachers & Educators
Designed specifically for independent teachers, tutors, and education staff. All plans feature open doctor choice, a $2,500 hospital only deductible cap, and 100% tax write-offs.
Lowest Deductible Tier
$1,000 Deductible Gold PPO
From $248/mo
Premier coverage option with a low $2,500 hospital only deductible cap, first-dollar copays, and full nationwide PPO freedom.
Plan Highlights:
- $2,500 Hospital Only Deductible Cap
- Open access to MultiPlan & PHCS Networks
- Zero referrals needed for specialists
- Comprehensive prescription drug coverage
- Routine wellness & preventive care 100% covered
Most Popular Educator Choice
$2,500 Deductible Gold PPO
From $200/mo
Optimal balance between low monthly dues and manageable out-of-pocket maximums. Preferred by 70%+ of education personnel.
Plan Highlights:
- $2,500 Hospital Only Deductible Cap
- Zero-copay primary care & 24/7 virtual urgent care
- Nationwide hospital & outpatient surgical coverage
- Diagnostic labs, X-rays & advanced imaging
- Accidental injury medical expense rider
Budget-Friendly Protection
$5,000 Deductible Gold PPO
From $165/mo
High-value safety net offering complete major medical & catastrophic protection at our lowest monthly retainer.
Plan Highlights:
- Identical broad PPO network provider access
- Full coverage for emergency hospital stays & surgery
- Prescription formulary discount benefits
- 100% tax deductible under Schedule 1 Form 1040
- Includes critical illness & accident safeguards
Need Custom Dental, Vision or Disability Coverage?
Our licensed advisory team can bundle supplemental benefits with your core medical plan.